La inclusión financiera como una herramienta de impacto | Carolina Trivelli | TEDxYouth@Tukuy

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Financial Inclusion for Social Inclusion

Financial inclusion is a crucial tool for achieving social inclusion, especially for individuals facing poverty and exclusion.
Low-income families often rely on costly, risky, and poorly managed informal financial services.
Financial inclusion aims to ensure that all citizens, including those with limited resources, have access to quality financial services.
Studies have shown that access to better financial services can improve the well-being and progress of low-income families.

The Juntos program provides a monthly cash transfer to mothers in exchange for ensuring their children's health and education.
The program was combined with financial inclusion efforts to teach women how to use bank accounts and manage their finances effectively.
This initiative empowered women, reduced the need for long queues at banks, and allowed for greater flexibility in accessing funds.
Women quickly proved their ability to use debit cards and bank accounts effectively, preferring ATMs to long lines at the bank.
Access to bank accounts empowered women, allowing them to better manage their money, plan for the future, and start small businesses.

A previous project in 2005 introduced indigenous women in rural areas to savings accounts, which had a transformative impact on their lives.
Many women initially opened accounts without their husbands' knowledge but later refused to share or make them joint, demonstrating their newfound sense of ownership and control over their finances.
Financial inclusion and education are crucial for women, enabling them to make informed decisions about their money and improve their overall well-being.

Financial inclusion can greatly improve people's lives, especially those in vulnerable populations such as rural areas, women, the elderly, and the less educated.
Studies have shown that financial inclusion leads to increased savings, better financial management, improved housing conditions, and overall progress for individuals.
Financial inclusion also benefits countries as a whole, leading to increased economic growth, reduced inequality, and greater financial stability.

It is important for individuals to learn how to use financial services effectively, such as opening a savings account or using mobile wallets, to take advantage of the opportunities provided by financial inclusion.

Financial inclusion can help individuals achieve their dreams and aspirations, while also contributing to the well-being of the country and creating more opportunities for all.